Income Planning

 Available Lifetime Benefit Riders on Index Annuities

Show your clients how to generate a reliable form of income without having to annuitize. A lifetime benefit rider on an index annuity can be a great fit for a client looking to participate in market linked upsides, avoid market downturns and generate a lifetime income stream all while staying in control of their money.

AVIVA Income Edge
ING USA Income Protector
LBL Lifetime Income Rider
LFG Living Income Advantage
NACOLAH Guaranteed Income Advantage
Old Mutual Income Advantage
Sundex Advantage

 SPIA Payout Options

Which option is right for your client? This piece explains how each payout option works so that you can guarantee that you are recommending the absolute most appropriate payout option for your client.

Payout Options Explained


 SPIA Liquidity Features

A Single Premium Immediate Annuity (SPIA) is a great way to guarantee your client an income stream for the rest of his or her life. One question that can be asked from a client’s point of view is, “What if I need to access more money?” A number of carriers have created a liquidity feature that is available on their SPIA contracts. While each carrier’s feature is different, your clients can rest assured knowing that they have access to more of their money when they need it. Click on the following pieces to learn more about each carrier Liquidity Feature.

ANICO SPIA Liquidity Feature
Genworth SPIA Liquidity Feature
Principal SPIA Liquidity Feature
Standard SPIA Liquidity Feature

 Income Specialty Products and Multimedia Presentations

Aviva - Income Edge Presentation (Agent Use Only)
Genworth - Plan for Living
Hardford Income Security (Agent Use Only)
LFG Living Income Advantage Presentation
Sun Life - Small Shift in Attitude, Big Impact on your Business (Agent Use Only)
Sundex Bonus Link (Client Point of Sale)

 

 



Midwest Life
B
rokerage
564 S. Washington St.
Suite 304
Naperville, IL 60540
Phone 630-428-7640
Fax 630-428-7641